\uacc4\uc88c \uc18c\uc720\uc790\uac00\ub418\uba74 90 \uc77c \uc774\ub0b4\uc5d0 U.S. \uc2e0\uaddc U.S. Bank \uace0\uac1d\uc774 \uc2e4\ubc84 \uccb4\ud0b9 \ud328\ud0a4\uc9c0 \ubc0f \ud328\ud0a4\uc9c0 \uba38\ub2c8 \ub9c8\ucf13 \uc800\ucd95 \uacc4\uc88c\uc5d0 \uac00\uc785\ud558\uc5ec $ 100 \ubcf4\ub108\uc2a4\ub97c\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucc98\uc74c 60 \uc77c \ub3d9\uc548 \ub450 \ubc88\uc758 \uacc4\uc88c \uc785\uae08\uc744\ud558\uba74 \ub450 \uc81c\uc548\uc5d0 \ub300\ud574 \ucd94\uac00\ub85c $ 100\uc758 \ubcf4\uc0c1\uc744 \ubc1b\uac8c\ub429\ub2c8\ub2e4. Bank\uc758 START \uc2a4\ub9c8\ud2b8 \uc800\ucd95 \ud504\ub85c\uadf8\ub7a8 .5 \uba38\ub2c8 \ub9c8\ucf13 \uc794\uc561\uc774 $ 500\uc5d0 \ub3c4\ub2ec\ud558\uba74 $ 50 \ubcf4\uc0c1\uc744 \ubc1b\uac8c\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae30\ub2a5\uc774 \ub9c8\uc74c\uc5d0 \ub4e4\uba74 \uac00\uc785 \ubcf4\ub108\uc2a4\ub97c \ud655\uc778\ud558\uc5ec \uc800\ucd95\uc744 \ub354\uc6b1 \ube60\ub974\uac8c \ub298\ub9ac\uc2ed\uc2dc\uc624. \uc740\ud589\uc740 \ubbf8\ub9ac \uc120\ud0dd\ub41c \uace0\uac1d\uc5d0\uac8c \ub354 \ub9ce\uc740 \uac00\uc785 \ubcf4\ub108\uc2a4\ub97c \ubc30\ud3ec\ud588\uc9c0\ub9cc, \uc774\uac83\uc740 \uc800\ucd95 \uc794\uace0\uac00 \uc801\uc740 \uc18c\ube44\uc790\uc5d0\uac8c \uc81c\uacf5\ub418\ub294 \ub354 \ub098\uc740 \ud504\ub85c\ubaa8\uc158 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ucd5c\uadfc Citi\ub294 \uc2e0\uaddc \uace0\uac1d\uc744 \uc720\uce58\ud558\uae30 \uc704\ud574 \uacf5\uaca9\uc801\uc778 \ud504\ub85c\ubaa8\uc158\uc744 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub300\ubd80\ubd84\uc758 Citi \uacc4\uc815\uc774 \uc5f0\uac04 0.04 %\uc758 \uc218\uc775\uc744 \uc62c\ub9ac\uae30 \ub54c\ubb38\uc5d0 \uc911\uc694\ud569\ub2c8\ub2e4. \uba38\ub2c8 \ub9c8\ucf13 \uacc4\uc88c\uac00 \uc800\ucd95\uc744 \ubcf4\ud638\ud558\ub294 \uc720\uc77c\ud55c \uc635\uc158\uc740 \uc544\ub2d9\ub2c8\ub2e4. MMA\ub294 \uae30\uc874 \uc740\ud589 \uacc4\uc88c\uc640 \uc608\uae08 \uc99d\uba85\uc11c \uc0ac\uc774\uc758 \uc911\uac04 \uc635\uc158\uc785\ub2c8\ub2e4 .1 \ub2e4\ub978 \uc800\ucd95 \uacc4\uc88c\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub300\ubd80\ubd84\uc758 MMA\ub294 \uc218\ud45c \uc791\uc131 \uae30\ub2a5, ATM \uc561\uc138\uc2a4 \ubc0f \ucd5c\ub300 6 \uac1c\uc6d4\uc758 \uc778\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n
000 \uc774\uc0c1\uc758 \uacc4\uc88c \uc794\uc561\uc5d0 \ub300\ud574 0.90 % APY. Wells Fargo \ub2f9\uc88c \uc608\uae08 \uacc4\uc88c\uc5d0 \uc778\uc99d \ub41c \uc0ac\uc6a9\uc790\ub97c \ucd94\uac00\ud558\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc785\ub2c8\uae4c? \uc2e0\uaddc \uace0\uac1d \uba38\ub2c8 \ub9c8\ucf13 \uc800\ucd95 \uacc4\uc88c\uc640 \ud568\uaed8 \uc2e4\ubc84 \uccb4\ud0b9 \ud328\ud0a4\uc9c0 \uacc4\uc88c\ub97c \uac1c\uc124\ud558\ub294 \uc0ac\ub78c\uc740 \uacc4\uc88c \uac1c\uc124 \ud6c4 90 \uc77c \uc774\ub0b4\uc5d0 Smart Start \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub4f1\ub85d\ud574\uc57c\ud569\ub2c8\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \ub54c\ub54c\ub85c \ud2b9\ubcc4 \uac70\ub798\ub97c \uac74\ub108 \ub6f0\uace0 \uc81c\uacf5 \ud560 \uc740\ud589\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub2f9\uc2e0\uc740 \ud574\ub9c8\ub2e4 \ub354 \ub098\uc740 \ube44 \ud504\ub85c\ubaa8\uc158 \uc694\uc728\uc785\ub2c8\ub2e4.Citibank Account \ud328\ud0a4\uc9c0\ub294 \ub2e4\uc591\ud55c \uc740\ud589 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \uc804\ubb38\uac00,\ubc14\uc05c \ub77c\uc774\ud504 \uc2a4\ud0c0\uc77c\uc5d0 \ub9de\ub294 \uac04\ub2e8\ud55c \ubc45\ud0b9 \uc571\uc73c\ub85c \uce5c\uad6c \uc740\ud589\uc744 \ub3c4\uc640\uc8fc\uc138\uc694. \uc774 \uc571\uc740 \ubaa8\ub4e0 iOS \uc7a5\uce58\uc5d0\uc11c \uac70\uc758 \ubaa8\ub4e0 \ud615\uc2dd\uc758 \ube44\ub514\uc624\ub97c \uc2a4\ud2b8\ub9ac\ubc0d \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\ubaa8\ub4e0 \ub9c8\uad8c\uc5c5\uc790\uc5d0\uac8c \uac08 \ud544\uc694\uc5c6\uc774 \ud55c \uacf3\uc5d0\uc11c \ubaa8\ub4e0 \uac83\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uc77c \ubca0\ud305 \ud5c8\uc6a9,\uc801\uc5b4\ub3c4\uc774 \ubd84\uc11d\uc5d0\uc11c Lexmark\uac00 (\uc7ac\ubb34 \ubc0f \uc8fc\uac00 \ucc28\ud2b8\uc5d0\uc11c \uc54c \uc218 \uc788\ub4ef\uc774) \uc808\ubcbd\uc5d0\uc11c \ub5a8\uc5b4 \uc84c\ub2e4\ub294 \uac83\uc744 \ub098\ud0c0\ub0bc \uc218\uc788\ub294 \uac83\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \uc789\ud06c \ubc0f \uce74\ud2b8\ub9ac\uc9c0 \uc778\uae30\uc758 \ud558\ub77d\uc774 \ub354 \ud070 \ubb38\uc81c\uc785\ub2c8\ub2e4. \uc774 \uacc4\uc88c\uc5d0\ub294 \uc6d4 $ 15\uc758 \uc11c\ube44\uc2a4 \uc694\uae08\uc774 \uc801\uc6a9\ub418\uc9c0\ub9cc,\ubca0\ud305 \uc2ac\ub9bd \ub2f9 \ucd5c\ub300 30 \ud68c \ub204\uc801. \ud55c \uacbd\uae30\uc5d0\uc11c \ub9e4\uc6b0 \ub2e4\uc591\ud55c \ubc30\ub2f9\ub960\uc744 \uc81c\uacf5\ud558\ub294 \uc0ac\uc774\ud2b8\uc640 \ub2e4\ub978 \ud380\ud130\uc5d0 \ubca0\ud305\ud558\ub294 \ubca0\ud305 \uad50\ud658 \uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \uc774\uc81c \ub2e4\ub978 \uc2dc\uc7a5\uc5d0\uc11c \uc6c0\uc9c1\uc784\uc744 \uc8fc\uc2dc\ud568\uc73c\ub85c\uc368 \ubca0\ud305\uc744 \ucee4\ubc84\ud558\uace0 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ub3d9\uc801 \uc778 \uc2dc\uc7a5. 5,\ud504\ub85c\ubaa8\uc158 \ucf54\ub4dc\ub294 \ube44\uc6a9\uc744 \uc808\uac10 \ud560 \uc218\uc788\ub294 \ube60\ub974\uace0 \uc26c\uc6b4 \ubc29\ubc95\uc774\uc9c0\ub9cc \ud56d\uc0c1 \ucd5c\uc120\uc758 \uc120\ud0dd\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ub450 \ubc88\uc9f8 \uc720\ud615\uc758 \uc81c\uc548\uc740 \uc2e0\uaddc \uace0\uac1d\uacfc \uae30\uc874 \uace0\uac1d \ubaa8\ub450\uc5d0\uac8c \uc5f4\ub824 \uc788\uc2b5\ub2c8\ub2e4. Huntington Bank\ub294 \uc0c1\uc5c5 \uc740\ud589 \uc11c\ube44\uc2a4 \ubc0f \ud22c\uc790\ub97c \uc81c\uacf5\ud558\ub294 \uc628\ub77c\uc778 \uc740\ud589\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc6d4\ubcc4 \uc218\uc218\ub8cc\uac00 \uc5c6\uc73c\uba70 TIAA Bank\ub294 \uc6d4 ATM \ucd94\uac00 \uc694\uae08\uc73c\ub85c \ucd5c\ub300 $ 15\ub97c \ud658\uae09 \ud574\ub4dc\ub9bd\ub2c8\ub2e4. \ud14c\uc2a4\ud2b8\ub294 \uc804\uccb4 \uadf8\ub8f9\uc758 \uc5f0\uc18d\uc131\uc744 \ubcf4\uc7a5\ud558\uba70 \ub300\ud559\uc0dd\uc740 \uc9c4\ud589\uc5d0 \ud544\uc694\ud55c \uc9c0\uc2dd\uc744 \uc5bb\uc2b5\ub2c8\ub2e4. \uc54c\ub9bc\uc744 \ucf1c\uace0 \uacc4\uc815 \ud65c\ub3d9\uc5d0 \ub300\ud55c \uc2e4\uc2dc\uac04 \uc5c5\ub370\uc774\ud2b8\ub97c \ubc1b\uc73c\uc138\uc694. \ub610\ud55c \uce5c\uad6c\uac00 \ud658\uc601 \ubcf4\ub108\uc2a4 \uc694\uac74\uc744 \ucda9\uc871\ud558\uba74 \uadc0\ud558\uc758 \uacc4\uc815\uc5d0 $ 20\ub97c \uc785\uae08\ud569\ub2c8\ub2e4. \uc218\uc218\ub8cc\uac00 \uac70\uc758 \uc5c6\uac70\ub098 \uc804\ud600\uc5c6\ub294 \uce5c\uad6c \uc740\ud589,\ub192\uc740 \uc800\ucd95\ub960,000 \uc774\uc0c1\uc758 \uc800\ucd95 \uacc4\uc88c \uc794\uace0\ub97c\ubc1b\uc744 \uc790\uaca9\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc815 \uc18c\uc720\uc790\ub294 \ucc98\uc74c 12 \uac1c\uc6d4 \ub3d9\uc548 \ubaa8\ub4e0 \uc794\uc561\uc5d0 \ub300\ud574 \ub9e4\ub144 1.8 %\uc758\uc774\uc790\ub97c\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc2e0\uc774 \ucd94\uad6c\ud558\ub294 \ucd5c\uace0\uc758 \uc800\ucd95 \uc608\uae08 \uc774\uc790\uc728\uc774\ub77c\uba74 \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc740 \uc628\ub77c\uc778 \uc740\ud589\uc785\ub2c8\ub2e4. \uc9c0\uc18d\uc801\uc778 \uc774\uc790\uc728\uc744 2 %\uae4c\uc9c0 \uc81c\uacf5\ud558\ub294 \uace0\uc218\uc775 \uc800\ucd95 \uacc4\uc88c\ub3c4 \uace0\ub824\ud574\uc57c\ud569\ub2c8\ub2e4. \uadf8\ub7f0 \ub2e4\uc74c \uac00\ub2a5\ud55c \ud55c \ubb34\ub98e \ud558\ub098\ub97c \uc62c\ub9ac\uc2ed\uc2dc\uc624. \uccab\ud574\uc5d0 \uac00\uc2a4 \ubc0f \uc2dd\ub8cc\ud488 \uad6c\ub9e4\uc5d0 \ub300\ud574 1 % \uce90\uc26c\ubc31\uc758 \ud615\ud0dc\ub85c \ucd94\uac00\ub85c $ 50\ub97c \ubc1b\uac8c\ub429\ub2c8\ub2e4. Capital One 360 \u200b\u200bMoney Market \uacc4\uc815\uc744 \uac1c\uc124\ud558\uba74 $ 100 \ubcf4\ub108\uc2a4\ub97c\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ucd95\uc561\uc774 $ 100\uc774\ub4e0 $ 100,\uac8c\uc774\uba38 \ub610\ub294 \ud559\uc0dd \ub4f1 \ubaa8\ub4e0 \uc0ac\uc6a9\uc790 \ubaa8\ub4c8\uc5d0 \ub300\ud574 \ub2e4\uc591\ud55c \ub3c4\uc57d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubbf8\uad6d \ucd5c\uace0\uc758 \uc740\ud589\uc5d0\uc11c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub610\ud55c \uc2e0\uaddc \uacc4\uc815 \uc18c\uc720\uc790\ub294 \ub109\ub109\ud55c \uac00\uc785 \ubcf4\ub108\uc2a4\ub97c\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. Axos Bank\uc5d0\uc11c\ub294 \uadc0\ud558\uc758 \ubcf4\uc548\uc774 \ucd5c\uc6b0\uc120 \uad00\uc2ec\uc0ac\uc785\ub2c8\ub2e4. \uc804\ubc18\uc801\uc73c\ub85c,\uc0ac\ubb34\uc2e4 \uc9c1\uc6d0,<\/p>\n
000\uc774\ub4e0 \uba38\ub2c8 \ub9c8\ucf13 \uacc4\uc88c\ub294 \uc0c1\ub2f9\ud55c \uc774\uc790\uc728,\uc644\uc804\ud55c \uc720\ub3d9\uc131 \ubc0f \uc5f0\ubc29 \uc608\uae08 \ubcf4\ud5d8\uc758 \ubcf4\uc548\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubcf4\uc720\ud55c \uac83\ubcf4\ub2e4 \ub354 \ub9ce\uc774 \uc9c0\ucd9c \ud560 \ub54c \uc0ac\uc6a9\ud560 \uc218\uc788\ub294 \ucd08\uacfc \uc778\ucd9c \uc635\uc158.600 \uac1c \uc774\uc0c1\uc758 \uc9c0\uc810\uc744 \ubcf4\uc720\ud55c\uc774 \ud68c\uc0ac\ub294 \ubaa9\ub85d\uc5d0\uc788\ub294 \ubaa8\ub4e0 \uc740\ud589\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \uc2e4\uc81c \uc9c0\uc810\uc744 \uac00\uc9c4 \uac00\uc7a5 \ud070 \ub124\ud2b8\uc6cc\ud06c \uc911 \ud558\ub098\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. $ 100,\uc6d4 $ 25 \uc774\uc0c1\uc758 \uc790\ub3d9 \uc800\ucd95 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\uba74 \uc27d\uac8c \ud53c\ud560 \uc218 \uc788\uc9c0\ub9cc \uc790\uae08\uc740 BBVA \ub2f9\uc88c \uacc4\uc88c\uc5d0\uc11c \ub098\uc640\uc57c\ud569\ub2c8\ub2e4. \uba38\ub2c8 \ub9c8\ucf13 \uacc4\uc88c\uc5d0 \uad00\uc2ec\uc774 \uc788\ub4e0 CD\uc5d0 \uad00\uc2ec\uc774 \uc788\ub4e0 \ud604\uc7ac \ub9ce\uc740 \uad6d\ub9bd \uc740\ud589\uc5d0\uc11c \uc2e0\uaddc \uace0\uac1d\uc744\uc704\ud55c \uad00\ub300 \ud55c \ud504\ub85c\ubaa8\uc158\uc744 \uc9c4\ud589\ud569\ub2c8\ub2e4.BBVA Compass ClearChoice Money Market Account9\ub294 \uccab\ud574\uc5d0 \uacbd\uc7c1\ub825\uc788\ub294 \uae08\ub9ac\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub610\ud55c \uba38\ub2c8 \ub9c8\ucf13\uc5d0 \ub300\ud55c \uc6b0\ub300 \uc774\uc790\uc728\uc774\ub098 $ 25.<\/p>\n","protected":false},"excerpt":{"rendered":"
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